I only have 12 credit cards w/ zero balances. Looking forward to my 13th one
Almost closed ✌️ 2 months and it's gone
Credit cards are not bad, they offer lots of rewards and exclusive offers. If you know how to use them correctly. People get in trouble because they are financially unreasonable
Welp, I know what uncle is gonna be talking about this Thanksgiving.
Unless it's only for a short-term convenience, credit card debt is financial poison. And never buy BS "luxury/designer" crap.
Credit cards are great. I owed 100k in student loans that I was never going to be able to pay back and now I only owe 30k cause I was able to take all my income from my job and use it to pay loans and payed my bills with credit cards. Now The 75k in debt I have will wipers out with bankruptcy 🥳🥳 Credit at this point is useless for me because id only use it for home buying and with 7% mortgage rates that mean’s home buying for a looong time so fck it I’ll build my credit later with time and trade lines 🤷
My credit card balance is 60% Interest charges and the rest are purchases smh
@charlesloomis2224