@nandat8883
Thx so much sir ! learned a lot watching your videos. God bless you. You have been providing great service to a community .
@physicsallaround833
The aggressive hybrid should not be seen as part equity part debt simply because in case of a market crash if one needs money he or she can not take out the debt part of that fund separately without realizing loss in the equity portion. Hybrid aggressive funds only role is to keep the daily ups and downs under check and automatic rebalancing to somewhat secure our equity gains without any tax implications. As for the money that one may need in near to far term purely debt … that also ultra short term or Money market funds.
@track0123456789
Very informative and gem video
@ashwarya26
Thanks for this perspective Could you please create a video to compare : 100% equity portfolio returns vs Asset Allocated portfolio returns over 15-20 years of horizon ?
@niladrinath6043
Thanks for your valuable input
@dhruvdhaka5108
Why wouldn’t it be a good strategy to use Gold ETFs/ Bonds as a place to park opportunity funds? Given that gold tends to be less volatile than equities and often remains stable or even appreciates during equity market downturns, wouldn’t it make sense to allocate funds to gold and then shift them into equities during a market crash? Are there any flaws in this approach?
@vigneshkumarponraj3596
Given the long-term underperformance of active funds and their high fees, should investors in India prefer low-cost passive funds that can match overall market returns?
@whiteroommenace
I generally tend to assume all mutual funds as equity itself (not a fan of pure dent ones) , it better to look at it as a risky entity to begin with.
@stcoktin
I think we are simply splitting hairs. Do you really need to analyse asset allocation to the last decimal point? Many active equity funds hold large amount of cash and debt - these days as high as 20%. Do agree about PPFF allocation. I think, as you put it, a basic distinction and understanding is good, nothing beyond that. Surprisingly, you have not dealt on market cap allocation and it's influence on equity asset allocation.
@parvezaziz2756
Thx, was looking for just this clarification regarding the two parag parikh funds.
@ITZME11592
Is it ok to start sip in icici multi asset now? I dont have any hybrid funds in my portfolio. Or any other multi asset is good in this category?
@kennilesh2000
How about tax libality, sir? Maintaining equity and debt funds seperately attracts more tax than hubrid funds due to rebalancing. I love those hybrid balanced funds, but there are very few in that category.
@schewepes
Debt portion of the hybrid fund is in debt, where is the risk to debt in a hybrid fund ? When an investor chooses between conservative, balanced and aggressive hybrid fund, he has made up his mind on the portion of debt in the hybrid fund and that's a measurable fact as per the fund's holding. I don't agree with your logic to consider entire hybrid fund as a equity. There may be some investors who don't like debt investment funds, but choose hybrid fund allocation instead.
@Pizzza_Mania
What about Conservative hybrid funds
@vsapre80
Thanks for this. I have been considering my agressive hybrid holding as equity only and have had the same confusion when allocating money for fixed income assets. But if i remember correctly, there have been suggestions to just have 1 agressive hybrid as overall investment for upto 25L. In those situations...should the user hold debt funds separately...to have correct mix of equity and debt.
@gopikrishnanjayaraman1550
Gurunaadhaa, for past one year Individual stocks la concentrate senju, ippo En Asset allocation laam mallaaka kedakudhu .. 85% equity- 15% debt. 🙄 From next salary, should buy some Gilt funds aggressively. Age: 35
@Nithishtom-1122
Hello pattu sir I’m a new investor should I start investing in debt mutual funds or index funds . If dept mutual funds I don’t know any please suggest one
@godishelasatish477
3:12 Tell me about lumsum investm 10 lakhs plan sir
@polapart
first make 1 crore then think about assets allocation.. 90% people are struggling to reach 1 crore yet..
@thiyagarajant472