@warikoo

If you wish to be part of the Money Matters series, please fill up this form: https://forms.gle/G3wwgpVjctRneyQv6

Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues. 

 It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice. 

Everything that I say in these videos is purely through my own experiences. 

 - So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes. 
 - I am not selling any product or service through these videos. 
 - None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored). 

This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it. 

I am not perfect, nor claiming to be either and would love to learn and grow.  

The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.

If you wish to be part of this series, please fill up this form https://forms.gle/uj9JPUBp8Wo9nZQi7

My Money Apps:
Indian Stock Investing (Zerodha): https://bit.ly/3iYKROh
Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): https://bit.ly/3iYKROh
US Stock Investing + Investment Tracking (INDMoney): https://bit.ly/3tT5moR
How to pick the right insurance (Ditto): https://bit.ly/3xFh7OU

The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L, in 2023 we contributed 56L and in 2024 we contributed 43L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

My bestselling books:
'Make EPIC Money' here: https://amzn.to/3WHJ43F
‘Get EPIC Shit Done’: https://amzn.to/4fK1IR5
‘Do Epic Shit’: https://amzn.to/4fK9uuv
 
My gear for shooting this video: 
🎥 Sony a7III camera: https://bit.ly/3M42wAV
🎬 Sony FE 24-70 f2.8 Lens: https://bit.ly/3KCCiF0
🎙 Shure SM7B Microphone: https://bit.ly/3O1NAVA
🔆 Fill Light 60W: https://bit.ly/37aJolP
💡 Key Light 150W: https://bit.ly/3O9nyjs
📽 Benro IT15 Tripod for Sony a7III camera: https://bit.ly/3O4PvJ1

The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L, in 2023 we contributed 56L and in 2024 we contributed 43L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

@littlemuffinhero5904

In 40 min he just sorted out his life. 
Makes a lot of sense
Good suggestions

@BruceWayneLive

I was a menace when i thought how my father is not that smart, when it comes to investments and finance, now when i have come across all these videos and comments section, i feel he is amazing at Finance and investments,  he made a house of his own with liquid money and NO HOUSE LOAN and stuff, he bought gold only when he had a surplus amount of money, again NO GOLD LOAN. He has absolutely no loans to be paid but yes he has a debt in his business, which again he doesn’t have to pay taxes for. He doesn’t have a lump some amount of money in his bank account. But m glad he has a NO LOAN policy. Wonderful of you Dad. You are not the smartest in the room but you are a genius when it comes to Finance and expenditure. Proud of you. Thank you.

@kvsk002

Even he is earning very good money, he was trapped in this debt trap… that’s why schools should introduce personal finance courses at the earliest age

@mani19831983

blushing smile on the face of the person reveals he's been making mistakes.. Appreciate the honesty, appreciate supporting parents... pray for all ur debts to be cleared..

@JonP.Hickman

I think investors should always put their cash to work, especially In 2025, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks. Hope to make millions this 2025.

@sangeeta963

I love the clearly cerebral,empathetic view Mr Warikoo has..he didn’t make the clearly tensed up seeker feel terrible. 
He showed us how important it is to have a clear view of expenses on one page..

@KisH_16

The birth of his children served as a catalyst for him to initiate a more structured financial plan, signaling a positive shift towards considering the future. Despite initial apprehension about impending fatherhood, your encouragement provided him with hope and reassurance😊. It's understandable that as we begin to earn, we also seek moments to enjoy life.

@Deitricklaverne

Most people miss it but the secret to living and retiring comfortably and without debts is finding a way to make returns while your money works for you. My Dad, as i remember started saving for retirement quite late but I know he was making more than 10k returns from his investments monthly and it was completely passive.

@BaidyanathMahato-h7i

He is a genius in taking loans after earning more than 2lakh salary!!

@somahari5157

"Ankur, your wisdom has transformed my life! After watching your videos, reading your books, and diligently applying the Power of 72 principle, I've achieved what seemed impossible. From nothing to 25 Lakhs in just 2 years, all thanks to your invaluable insights. You've proven that true wealth isn't just about money, but the knowledge and mindset to make it grow. Forever grateful!"

@dhrubajyotighosh4909

I heard this type of conversation for the first time and what an amazing solution you drafted for Vivek... Kudos Ankur...guess this is your way of giving back to society... Brilliant and Thanks

@jayaramank3057

I am senior citizen who is retired . It is a delight for me to watch your videos. There is great clarity of thought and sense of purpose. I am sure many who are watching the video will take  follow up actions taking stock of their financial situation and chart a new way ahead. 

The earlier generation did not have the advantage of technology or financial information but what helped many from financial ruin is that they did not have access to easy credit !

@avinash15G

I would say, close credit card before emergency fund itself. Its more than 36% interest.

@akhilbabu2315

This is a gud one. Hands off to him being transparent. He looks really worried and stressed with the situation. Hope everything will be back on track gor him soon...

@ytb.addict

It takes a lot of heart to say all this on video. All the best to the brave man!
His expressions, especially shape of his lips and eyes were talking loud about his embarrassment and what not. The moment he said, we are expecting and a baby is coming in the next month, warikoo ji ka toh game hi hilgya. Main toh dargya bhai. Jai Mata ki.

@punjabiworldwide2097

3 lac salary vale v paisa manage nhi kr pa rhe hum....30k mein hwa mein ghumte hai haha

@linksandeep

It takes guts to make such a video..seriously ..kudos to the team of Warikoo !!!

@deepakjadhav8992

The one thing i noticed in this conversation..after paying everything he still left with more than 70+k per month and he said he didn't had single rupees in account..btw @ankur sir awesome session ...

@TerminatorSingh-gh2pm

Not included expenses above:  Marriage functions+ day to day small but regular expenses+ doctors expenses+ shopping+ personal care + baby expenses like schooling + donation+ School activities+ high fee+books+ then college+ dresses+ mandatory 5 years child doctor visits are the biggest expenses....
Note: you cant fix problems in just any excel sheets... Life is not like Algo programming...
Emotions are the biggest enemy of  human.
And what if this couple got divorce in future???
Or might loose their jobs.!!??
Life isn't that predictable