Welcome to the second lesson of Financial Literacy for Beginners! In this video, we tackle the cornerstone of personal finance: budgeting. Learn how to take control of your money by creating a simple yet effective budget tailored to your needs and goals.
00:00 Intro
00:16 What is budgeting?
00:45 Key benefits of budgeting
01:07 Budgeting in 3 simple steps
01:14 Step 1: Calculate your income
01:32 Step 2: Track your expenses
01:56 Step 3: Create your budget
02:25 How to stick to your budget
We have a more detailed discussion on budgeting basics here:
www.initialreturn.com/budgeting-basics
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