Investing vs Loan Repayment: The F² Rule

Excel sheets used in this video.

SIP Calculator -
docs.google.com/spreadsheets/d/1vxHc7g9b4JfSBJ69i7…

Loan Prepayment Calculator -
docs.google.com/spreadsheets/d/19la0pK4E7hngsB77vW…

Should you prepay or invest -
docs.google.com/spreadsheets/d/1-ZYn5PrmHovVBV9Wf6…

If you have a loan, and you get a bonus or an increment, should you use that money to prepay your loan or invest in the stock market? Where will you save more money?

If you have this doubt, this video is for you. The answer might surprize you!