How Gifting Reduces Estate Taxes (and Grows Wealth Faster) | Joel Crouch

Want to shrink your estate tax bill—legally?
💡 Strategic gifting is one of the most powerful tools in the tax planner’s toolkit.

Here’s how it works:

🎁 Gifting removes assets from your taxable estate
When you gift assets to your heirs during your lifetime—rather than at death—those assets (and their future growth) are no longer counted in your estate.

📉 Valuation discounts make gifting even more powerful
Say you gift a minority interest in a family business or limited partnership. Because it’s non-controlling and lacks marketability, you can often apply a valuation discount of 20–40%.
That means a $15 million asset could be reported as a $10 million gift—stretching your lifetime exemption further.

📈 Future appreciation is shielded from estate tax
Once the asset is out of your estate, any growth it experiences over the years is also out of reach from the IRS. That’s where real long-term wealth transfer happens.

🕒 Start early for maximum impact
The longer the gifted assets have to grow outside your estate, the more tax-efficient your legacy becomes. Gifting isn’t just for end-of-life planning—it’s a proactive, long-term wealth strategy.

WANT TO REACH OUT TO GUEST JOEL CROUCH?
📞 Phone: (214) 744-3700
📧 Email: jcrouch@meadowscollier.com
🌐 www.meadowscollier.com/
🏢 Meadows Collier | 901 Main Street, Suite 3700, Dallas, TX 75202

HAVE MORE WEALTH TRANSFER QUESTIONS?
📩 Email: matt@templeton.realestate

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