Should We Really Be Giving Credit to People Who Can’t Afford It?

n this clip, Torsten Rueter — former CPO at Koko Networks — shares a story about two very different takes on offering credit to underserved populations in East Africa.

One leader celebrated it as financial inclusion.
Another asked bluntly:
“You mean we’re giving credit to people who can’t afford it?”

It opened up an honest conversation about the risks of going too far in either direction — and whether every startup should be in the lending business.

#Fintech #FinancialInclusion #AfricaTech #NairobiStartups #CreditAccess #Safeboda #KokoNetworks #ProductLeadership #EthicalLending #kenya