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$5M Early Retirement Portfolio (Full Breakdown) - • $5M Early Retirement Portfolio (Full Break...
⚠️ "DISCLAIMER:⚠️
All content is not to be received as financial advice and each individual should consult with their dedicated financial planner, tax preparer, estate attorney, etc. before making any financial decisions.
All contents provided by This Channel is meant for EDUCATIONAL AND ENTERTAINMENT PURPOSE only.
This does not constitute an investment recommendation. Investing involves risk. Past performance is no guarantee of future results. Consult your financial advisor for what is appropriate for you.
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The comments on this video are the personal opinions of those who share them and don’t necessarily reflect the views of One Degree Advisors. They shouldn’t be taken as endorsements or testimonials. We don’t verify the accuracy of comments and aren’t responsible for their content.
My firm: https://onedegreeadvisors.com/
0:00 - Rethinking the Retirement “Number”
0:31 - The Problem with Portfolio Size
1:14 - A Smarter Way to Frame Retirement
2:00 - Understanding “Probability of Success”
2:45 - Pitfalls of Chasing 100%
3:33 - How Dynamic Spending Really Works
4:16 - Vanguard’s Take on Guardrails
5:02 - A Closer Look at Income Adjustments
6:02 - Walking Through a Guardrails Example
7:01 - Common Scenarios Guardrails Miss
8:00 - Introducing the Risk-Based Approach
9:00 - A Real Client Example: John & Mary
10:00 - Adjusting to Market Highs and Lows
11:00 - How This Held Up in the Worst Markets
12:20 - The Key to Real Confidence in Retirement
13:00 - Your Magic Number, Reimagined
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