Roth 401k: Smart Moves You’re Missing

Roth 401k contributions can be a powerful tool, but only if you know how to use them wisely. In this episode, Matt shares practical tax strategies for deciding when, why, and how to contribute to a Roth 401k through your employer plan. He covers why your future tax bracket matters just as much as your current one and an easy trick to start your five-year clock for penalty-free withdrawals.

Here’s some of what we discuss in this episode:

🧠 Roth 401k vs. Traditional 401k: Key differences
💰 When it makes sense to prioritize Roth contributions
📉 Strategies for managing income fluctuations
🔁 In-plan Roth conversions and how they work

0:00 – Intro
0:38 –Roth 401k VS. Pre-Tax 401k
2:49 – Tax Brackets & Lifetime Income Bracket
8:06 – In-Plan Roth Conversions
9:19 –Risks of Converting Company Stock
10:08 – The five-year clock

Maximizing your 401k article:
perspective6group.com/7-expert-strategies-to-maxim…

#roth401k #401k #taxstrategies
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