Maple Finance: On-Chain Institutional Yield & Lending Markets - Sidney Powell. Ep. 595

With an extensive experience in traditional money markets, Maple Finance was envisioned as an institutional capital marketplace which combines the transparency & capital efficiency of blockchains with the regulatory framework of TradFi. Unlike many DeFi protocols that require over-collateralized loans (e.g. Aave), Maple also specializes in under-collateralized lending, enabling greater capital efficiency for institutional borrowers. With over $6b in loans since its inception, Maple plans to further expand its offerings by including RWAs as collateral assets.

Topics discussed in this episode:
0:00 - Introduction
3:02 - Sid’s background
5:23 - The vision behind Maple Finance
11:19 - Maple’s tech stack
13:57 - Deciding risk profiles
17:55 - Over-collateralized vs. under-collateralized loans
21:36 - Assets accepted as collateral
25:41 - Deploying to other blockchains
32:01 - Institutional appeal
34:56 - Managing defaults
40:21 - RWA
43:28 - Converging DeFi & TradFi
45:16 - Biggest challenges
47:13 - Exciting upcoming trends
49:33 - Future roadmap
51:21 - Crypto correlation or decoupling?

Links mentioned in this episode:
Sid Powell on X: bit.ly/3EEKp6q
Maple Finance on X: bit.ly/3Yiuv8l

Sponsors:
Gnosis: Gnosis builds decentralized infrastructure for the Ethereum ecosystem, since 2015. This year marks the launch of Gnosis Pay— the world's first Decentralized Payment Network. Get started today at gnosis.io -
Chorus One: one of the largest node operators worldwide, trusted by 175,000+ accounts across more than 60 networks, Chorus One combines institutional-grade security with the highest yields. - chorus.one/?utm_source=epicenter

This episode is hosted by Friederike Ernst.
Show notes and listening options: epicenter.tv/595
#ethereum #defi #lending #solana